Annual Percentage Yield (APY) may change and is accurate as of 4/20/17. Minimum to open is $25. If qualifications are met during each monthlyqualification cycle, balances up to $10,000 receive APY of 3.00% and balances over $10,000 earn 0.25% APY on the portion of the balanceover $10,000, resulting in a range of 3.00% -0.25% APY. If qualifications are not met, all balances earn 0.05% APY. Also, domestic ATM feesincurred during the qualification cycle will be reimbursed up to $12. Qualifications include 12 debit card purchases that post and settle, enrollmentin and monthly login to online banking, and the receipt of e-statements in place of paper statements. Qualifying transactions, which may takeone or more business days from the date the transaction was made, must post and settle to the account during the monthly qualification cycle. ATM transactions do not count towards qualifying transactions. Limit one Keystone Rewards checking account per tax-reported owner.